Want to retire with £1 million? This is what I think you need to save each month Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! “This Stock Could Be Like Buying Amazon in 1997” What would you do with a million pounds? It’s a great conversation starter and daily reverie for many British citizens. But the reality of ever having a £1m to spend seems so far-fetched for most of us, that makes it a bittersweet pastime.What many people don’t realise though, is that it’s not actually as unattainable as we’re led to believe. If you start young enough, a regular and disciplined approach to investing can reap incredible financial rewards. Attaining millionaire status may be possible after all.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Disciplined approachIf you put £250 a month into an index tracker fund with an average 8% annual return, you could achieve £1m in just under 42 years. By increasing that monthly sum to £350, you would hit the £1m mark in 38 years.For those with a larger disposable income, it’s easier. £750 a month would take just 29 years and higher amounts than that would short the time still more.If you can start with a lump sum, this also brings the end goal nearer. A £20k starting pot, topped up with £500 per month would take 31 years.Average returnsThese estimates are all based on an average annual interest rate of 8%. Tracker funds vary in their percentage return, as do stocks and shares.The FTSE 100 has returned an average of 7% over the past decade and the FTSE 250 has returned 11%. These reasonable yields show that despite good and bad years, a decent return is possible.If you are confident and have the time to manage individual stocks in an ISA or SIPP, then you could achieve higher returns more quickly, once you factor-in compound dividend returns.Despite negative news headlines and economic uncertainty around the world, I think the stock market will survive. The FTSE 100 has actually risen over 35% since 2010 and over 632% since it began.Can you become a millionaire?As you can see, if you want to retire with £1m, then the amount you need to save each month varies. Factors to consider are the interest rate return on your investments, how long a timeframe you’ve set yourself and what you can afford.Perhaps you could become a millionaire and retire early with a Stocks and Shares ISA. Don’t rule it out, because even £100 a month at that average FTSE 250 annual return of 11% could achieve a million-pound pot in 42 years.Warren Buffett, one of the world’s most successful investors has achieved millionaire status many, many times over. He advocates a buy-and-hold investment strategy, which takes full advantage of the rising indices and pays little heed to the intermittent fluctuations caused by global economic trials.You’d do well to follow his lead, but you need to engage discipline and not let fear or greed get the better of you. I realise that’s easier said than done for many of us, but that’s why index funds can be a great way to get in on the action. It may sound boring but can prove very lucrative. Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Enter Your Email Address See all posts by Kirsteen Mackay I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Our 6 ‘Best Buys Now’ Shares Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Image source: Getty Images. Kirsteen Mackay | Sunday, 2nd February, 2020 Simply click below to discover how you can take advantage of this.
Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! Image source: Getty Images. I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Simply click below to discover how you can take advantage of this. Cliff D’Arcy | Wednesday, 28th October, 2020 | More on: BP HSBA Stock market crash: I’d buy these two cheap shares for their brighter futures! Cliffdarcy has no position in any of the shares mentioned. The Motley Fool UK has recommended HSBC Holdings. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. The past five months haven’t been pretty for the FTSE 100, the UK’s main market index. After crashing spectacularly to below 5,000 points on 23 March, the Footsie then staged a strong comeback. By 5 June, the index had soared above 6,484, surging close to 30% in just over 10 weeks. Alas, it closed at 5,729 on Tuesday, down over 750 points (11.7%) since its June peak. Then again, the good news for patient value investors is that our favourite cheap shares just keep getting cheaper.Cheap shares: BP stands for ‘Bumper Profits’In 33 years of being a value investor, I’ve seen some incredibly cheap shares dumped into the bargain bin. Sometimes, this happens for good reasons. Other times, brave investors have to grit their teeth and buy cheap stocks that appear to be on the road to ruin.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…What more can I say about the struggles of BP (LSE: BP)? As these cheap shares have plunged in 2020, I have repeatedly run the rule over them. The good news for long-suffering BP shareholders is that, following its latest results, there is a ray of hope.After gruesome losses in its second quarter, BP produced a much-improved performance in the third. The oil giant revealed underlying replacement-cost profit of $86m in Q3. Although this was a whopping 96% below the $2.3bn produced in Q3 2019, it was ahead of a predicted loss of $120m. Encouragingly, net debt dipped by $0.5bn to $40.4bn. The good news for income investors is that BP maintained its quarterly dividend at its new level of 5.25 cents.BP’s cheap shares closed down on Tuesday, losing 4.26p (2.1%) to hit yet another generational low of 195.74p. With its dividend yield pushed up to 8.2%, I believe it’s time for bold investors like me to bite the bullet and buy big.HSBC is bouncing backGlobal mega-bank HSBC Holdings (LSE: HSBA) was the FTSE 100’s other fallen angel to report improved results on Tuesday. Its cheap shares popped slightly on this news, rising 10.75p (3.4%) to close at 330.1p. Yet they have almost halved in the past 12 months, falling 46.5% to drag down HSBC’s market value to just £65.1bn. Driven by improved results at its Asian operation, the bank’s quarterly profit came in at $1.4bn. This was more than $0.5bn ahead of the forecast $882m.Despite Covid-19, the bank has a fortress balance sheet and billions in excess regulatory capital. But cancelling its dividend earlier this year (for the first time in 74 years) contributed to steep falls in HSBC shares. This pushed them deep into my ‘cheap shares’ bin. The good news is that HSBC has confirmed that it will restart dividends in 2020 as soon as possible.In summary, the return of HSBC’s enormous yearly cash payout would be welcome worldwide from Harrogate to Hong Kong. That’s why, as with BP, I’d buy these cheap shares today, ideally inside an ISA, to enjoy a future stream of tax-free dividends and capital gains! Our 6 ‘Best Buys Now’ Shares Enter Your Email Address “This Stock Could Be Like Buying Amazon in 1997” See all posts by Cliff D’Arcy
Architects: KIENTRUC O Area Area of this architecture project Photographs photographs: Hiroyuki OkiPhotographs: Hiroyuki OkiSave this picture!© Hiroyuki OkiRecommended ProductsWindowsFAKRORoof Windows – FPP-V preSelect MAXWindowspanoramah!®ah!38 – FlexibilityWindowsKalwall®Facades – Window ReplacementsEnclosures / Double Skin FacadesFranken-SchotterFacade System – LINEAText description provided by the architects. In this house, we want to provoke an honest living experience for a young family living in a typical urban Vietnamese townhouse. Only 3.5mx12m in size, single façade facing an open street, the design context poses challenges to create a casual, well ventilated, and well lit space within a constrained building footage.Save this picture!© Hiroyuki OkiVertical expansion of the light well helps to maximize the desired spatial quality and conditions, while provoking a sense of openness and connectedness to nature as it open up to the sky.Save this picture!DetailHouse 304 is a combination of simple spatial functionality, contemporary materials, structure and construction methodology. Finishes with everyday material, white wall and timber, the focal point of the house is the interplay between light and nature.Save this picture!© Hiroyuki OkiAiry, open, and provides uninterrupted view both inside out, and outside in, the residence still possess a sense of private and secure when needed. Thus, the house is a pure representation depicting the life of a young Vietnamese family, that is straight forward, authetic and contented.Save this picture!© Hiroyuki OkiProject gallerySee allShow lessBinhai Xiaowai High School / HHD FUNSelected ProjectsFilm Screening: Sukkah CityEvent Share ArchDaily Year: 2015 Save this picture!© Hiroyuki Oki+ 22 Share “COPY” ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/773641/house-304-kientruc-o Clipboard Houses Area: 179 m² Area: 179 m² Year Completion year of this architecture project Projects ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/773641/house-304-kientruc-o Clipboard CopyHouses•Ho Chi Minh City, Vietnam House 304 / KIENTRUC OSave this projectSaveHouse 304 / KIENTRUC O Year: 2015 House 304 / KIENTRUC O Vietnam “COPY” CopyAbout this officeKIENTRUC OOfficeFollowProductsWoodSteelConcrete#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesHo Chi Minh CityVietnamPublished on September 16, 2015Cite: “House 304 / KIENTRUC O” 15 Sep 2015. ArchDaily. Accessed 11 Jun 2021.
Home Indiana Agriculture News Soil Health Touted at Washington EPA Meeting Soil Health Touted at Washington EPA Meeting The importance of soil health and what farmers are doing about it was communicated loud and clear at a meeting this week of the U.S. Environmental Protection Agency’s Farm, Ranch and Rural Communities Federal Advisory Committee. Presenting on behalf of the National Corn Growers Association was Dr. Nicholas Goeser, who manages the Soil Health Partnership, administered by NCGA with financial support from Monsanto and The Walton Family Foundation and technical support from The Nature Conservancy. “Soil health -the continued capacity to sustain plants, animals and humans – is important to a stable food supply and keeping farmers in business because, while the demand for agricultural products is increasing, farmland is not increasing,” Goeser said. “We have to be more efficient with our farmland.”In his presentation, Goeser talked about how soil health can sustain higher yields, increase farmer profitability, build resilience to extreme weather and enhance the utilization and retention of nutrients for the crop. He noted that current soil health assessments are a great starting point to dig deeper, measuring how improvements in soil health can benefit farmers.“We need more research to understand the economic components of adopting management practices to improve soil health,” Goeser said. “And we need more support for voluntary efforts to improve soil health, such as our farmer-driven Soil Health Partnership.”Maryland corn farmer and NCGA President Chip Bowling serves on the federal advisory committee, and noted the importance of the meeting to help farmers make their concerns clear with the EPA. “We’re happy to see that EPA has named a person to work specifically with the agriculture sector and wants to work more closely with us,” Bowling said. “As someone who has hosted EPA officials on my farm, I have seen first-hand the value of educating policymakers and Washington staff about on-farm practices. With programs like Soil Health Partnership, we’re discovering and spreading best practices for soil health, and it’s important that government officials are aware of this important work. When it comes to soil health, we hope EPA will look at its role as one of partnership with growers.”Census of Ag Analysis Provides Valuable Insight into Value of Industry to Elected OfficialsToday, the U.S. Department of Agriculture released its analysis of statistics from the 2012 census of agriculture as they relate to Congressional districts. This document, which provides insight into the characteristics and value of farming and ranching operations each member of Congress represents, provides growers with key information to clearly document the importance of ag issues to the federal officials they elect.“Agriculture acts as a consistent engine fueling America’s economy, and every farmer should ensure that his or her Congressional delegation understands the importance of the industry to their constituents,” said NCGA President Chip Bowling, who farms in Maryland. “We have all heard many times what a small portion of the population actively farms today, but it is important we fully realize the economic benefit we provide the broader economy. The information in this important document allows us to quantify our impact and, in turn, help our federal representatives appreciate the significance of the issues we face.”The census of agriculture, which is conducted every five years, provides uniform, comprehensive data used by policymakers and media alike as they aim to better understand the practices, circumstances and impact of America’s farming and ranching industries. Offering a plethora of information on a wide variety of areas, this analysis can be used to show those who create the policies and regulations impacting farmers the scope of possible ramifications.“NCGA membership hit many new records in 2014 due, in part, to the appreciation farmers have for our work on the Hill. Clearly, NCGA’s more than 42,000 members feel strongly about the need to have a voice in shaping legislation and regulation at the federal level,” said Bowling. “Yet, as constituents, we must each do our individual part to amplify the message until it rings through the halls of the Capitol. I urge every farmer to take a moment to look at this data and consider the estimable impact that they have in their own Congressional district. Then, I urge them to explain to the federal representation that they elect what they have found. Together, we can create incredible change, but we have to hold our officials accountable to the voters who send them to Washington.” Facebook Twitter By Gary Truitt – Jan 22, 2015 Previous articleNew Name and Approach to Weed Control by MonsantoNext articleStudy Confirms COOL Doesn’t Affect Volume, Price of Cattle Exports to U.S. Gary Truitt SHARE Facebook Twitter SHARE
Facebook’s Oversight Board is just a stopgap, regulation urgently needed, RSF says White House Press Secretary Sarah Sanders continues to break records as she hits the June 11 three-month mark on an unusually long absence from the press briefing room. Sanders, who has not held an official press briefing since March 11 when she broke her previous 43-day briefing dry spell, instead answers reporters’ questions during brief five to six-minute long encounters with the press on the White House’s north driveway. In contrast, during the first two years of the Trump presidency, official briefings occurred between five and 10 times per month. Press briefings under the Trump administration have dwindled in general; the Pentagon recently reached the one year anniversary of its last televised briefing last week and the State Department, which once held daily briefings, now hosts them on a weekly or bi-monthly basis. News News June 11, 2019 US – #WeeklyAddress: June 3 – June 9: Trump pushes boycott of CNN RSF_en WhatsApp blocks accounts of at least seven Gaza Strip journalists Receive email alerts Vox and CNN reporters experience harassment, threats Organisation White House to hit record three month mark on press briefing drought News to go further For the latest updates, follow RSF on twitter @RSF_en. Help by sharing this information CNN anchor Don Lemon and Vox host Carlos Maza say they have become the targets of increasingly severe racist and homophobic harassment. During a conference June 6, Lemon told the audience that after becoming a target for President Trump he has received a barrage of aggression and threats from private citizens. This includes the verbal attacks with racist and homophobic slurs he has received while reporting, hundreds of hate calls a day from supporters of President Trump, and the copious amounts of junk mail sent to his house by people who have dug up his address. Vox’s Maza, who on May 30 tweeted a compilation of homophobic and racist insults directed at him by a right wing YouTube commentator, says since the tweet the harassment he regularly receives from the channel’s fans has escalated into persistent death threats. Maza tweeted the video diary of his harassment to pressure YouTube to moderate cyberbullying of LGBTQ creators, but the video-sharing website has yet to solidify its stance. Initially, it declined to take any action against the YouTuber targeting Maza, then beefed up its anti-hate speech policy and revoked the commentator’s ability to make money off of advertisements. In a June 5 tweet, freelance journalist Talia Lavin also reported receiving a death threat that Lavin says may be connected to her “journalistic work and public persona on Twitter.” The United States ranks 48th out of 180 countries in RSF’s 2019 World Press Freedom Index. OMAR TORRES / AFP June 3, 2021 Find out more News United StatesAmericas Trump calls for unprecedented boycott of AT&T, CNNDuring his long-awaited state visit to the United Kingdom, President Donald Trump lamented CNN coverage in London and called for a boycott of the news channel’s parent company AT&T. In a flurry of tweets on June 3 that RSF criticized as an unprecedented abuse of power intended to silence critics, President Trump speculated that CNN would be “forced to make changes” if users boycotted the telecommunications company. The call unsettled journalists and government officials alike. “It’s one thing to complain about the press. Using state power to censor them is another. In fact, it’s unconstitutional,” tweeted California Congressman Adam Schiff on June 4. United StatesAmericas Below are the most notable incidents regarding threats to press freedom in the US during the week of June 3 – June 9: NSO Group hasn’t kept its promises on human rights, RSF and other NGOs say June 7, 2021 Find out more Follow the news on United States April 28, 2021 Find out more
August 14, 2020 Find out more RSF calls for the immediate release of Uzbek journalist RSF asks authorities, opposition to guarantee reporters’ safety during Kyrgyzstan protests Organisation September 14, 2017 – Updated on October 3, 2017 Call for release of Kyrgyz journalist sentenced to four years in prison News KyrgyzstanEurope – Central Asia Condemning abusesProtecting journalists Judicial harassmentImprisonedFreedom of expression Follow the news on Kyrgyzstan RSF is concerned about the fate of an Uzbek journalist extradited by Kyrgyzstan KyrgyzstanEurope – Central Asia Condemning abusesProtecting journalists Judicial harassmentImprisonedFreedom of expression to go further News October 9, 2020 Find out more August 26, 2020 Find out more Receive email alerts Update: At an appeal hearing in Bishkek on 29 September, a court reduced Kyrgyz journalist Zulpukar Sapanov’s sentence of four years in prison to a suspended two-year jail term and freed him at the end of the hearing. “We welcome the release of Zulpukar Sapanov, who should never have been imprisoned just for tackling the highly sensitive subject of religious pluralism in Kyrgyzstan,” Reporters Without Borders said.14.09.17: Reporters Without Borders (RSF) is appalled by Kyrgyz journalist Zulpukar Sapanov’s four-year jail sentence for allegedly “inciting hatred between religious faiths” in a book about pre-Islamic beliefs in Kyrgyzstan and calls for his conviction to be overturned on appeal.Although Kyrgyzstan boasts of being an island of free speech in Central Asia, a court in Bishkek, the Kyrgyz capital, passed the sentence on 12 September. The judges said the book “downplays Islam’s role as a religion and fosters a negative attitude towards Muslims”. Entitled “Kydyr Sanzhyrasy,” the book describes itself as a detailed study of pre-Islamic beliefs and ancient pagan traditions among the Kyrgyz people. When published last year, it was fiercely denounced by Kyrgyz religious leaders, who regarded it as an internationally-inspired attempt to destabilize the country. It was at their request that Sapanov was placed under investigation on suspicion of violating article 299 of the criminal code. The investigation was carried out by the State Committee on National Security (GKNB), which searched his home in February. “Zulpukar Sapanov’s imprisonment sets a disturbing precedent for freedom of expression in Kyrgyzstan,” said Johann Bihr, the head of RSF’s Eastern Europe and Central Asia desk. “We condemn his conviction and call on the courts to release him without delay.” During the trial, Sapanov said the evaluations of his book by the independent expert commissioned by the court were not serious analyses. He has filed an appeal. Fear of “disturbing social peace” has been fuelled in Kyrgyzstan by various waves of violence, the latest of which left around 500 dead in the south of the country in 2010. As a result, inter-ethnic relations have long been the subject of a great deal of self-censorship. But Sapanov’s imprisonment has reinforced concerns about media freedom violations, which have been getting more and more frequent in the run-up to next month’s presidential election. Kyrgyzstan is ranked 89th out of 180 countries in RSF’s 2017 World Press Freedom Index. Help by sharing this information News RSF_en News
Linkedin First Irish death from Coronavirus Andrew CareySign up for the weekly Limerick Post newsletter Sign Up TWO people were being treated at the University Hospital Limerick this Thursday afternoon following a road traffic collision at a busy city centre junction.The two-car collision occurred at the junction between Cecil Street and Catherine Street shortly after 11am.Emergency services attended the crash scene and the area was immediately cordoned off with restrictions put in place to motorists and pedestrians.The two injured people were initially treated at the scene but were removed to the hospital for further treatment. Their injuries were understood to be minor in nature.The busy junction was closed for a period of time to allow a clean up process rake place but the area has since be reopened. No vaccines in Limerick yet Facebook Surgeries and clinic cancellations extended WhatsApp RELATED ARTICLESMORE FROM AUTHOR Email Print NewsBreaking newsTwo hospitalised in city centre crashBy admin – January 2, 2014 641 Twitter TAGSfeatured Advertisement Walk in Covid testing available in Limerick from Saturday 10th April Shannondoc operating but only by appointment Previous articleFireworks continue with City of Culture resignationsNext articleCox’s formal response to City of Culture resignations admin Proceedures and appointments cancelled again at UHL
Harps come back to win in Waterford Police have renewed an appeal for information regarding an arson attack on the Urney Road area of Clady on Saturday 15th August, last year.The incident occurred at around 4am at a home which was under construction, causing extensive damage to the property.Enquiries are continuing and police are appealing to anyone who witnessed anything suspicious in the area to contact police on 101.You can also submit a report online using our non-emergency reporting form via http://www.psni.police.uk/makeareport/Alternatively, information can also be provided to the independent charity Crimestoppers on 0800 555 111 which is 100% anonymous and gives people the power to speak up and stop crime. Facebook Google+ WhatsApp Homepage BannerNews Important message for people attending LUH’s INR clinic Arranmore progress and potential flagged as population grows Google+ Facebook Pinterest Previous articleGovernment committed to giving choice to Leaving Cert studentsNext articleAppeal over sheep theft News Highland Twitter Pinterest WhatsApp Renewed appeal in arson attack probe RELATED ARTICLESMORE FROM AUTHOR Journey home will be easier – Paul Hegarty By News Highland – February 17, 2021 Twitter DL Debate – 24/05/21 News, Sport and Obituaries on Monday May 24th