Benowa, including Surfers Paradise, is one of the worst hit postcodes in Queensland for mortgage stress. Picture: Jono Searle.Digital Finance Analytics principal Martin North said the risk of default was rising in areas where underemployment and unemployment were also rising.“Mortgage stress continues to rise as households experience rising living costs, higher mortgage rates and flat incomes,” he said.“Expected future mortgage rate rises will add further pressure on households.”More from news01:21Buyer demand explodes in Townsville’s 2019 flood-affected suburbs12 Sep 202001:21‘Giant surge’ in new home sales lifts Townsville property market10 Sep 2020With the federal government due to announce housing affordability measures in Tuesday’s budget, the ANU poll also found 68 per cent of those not in the housing market are concerned they will never be able to afford a home.Co-researcher, Associate Professor Ben Phillips, said the survey showed support for an increase in the supply of housing and public housing.“The ANUpoll also found almost half of homeowners would be willing to see their property stop growing in value to improve housing affordability while only 31.8 per cent would not,” he said.“This may suggest that the issue of housing affordability is acute enough that Australians may accept policy change that could reduce prices or the rate of price growth to allow more equitable access to the housing market.”ATTITUDES TO HOUSING AFFORDABILITY:* About 87 per cent are concerned future generations won’t be able to afford to buy a house* 75 per cent believe owning a home is part of the Australian way of life* 68 per cent believe emotional security, stability and belonging are the main reasons to buy a house* 51 per cent nominated investment and financial security as key reasons to buy a house* 28 per cent of those surveyed have economised on luxuries to meet mortgage or rent payments* 18 per cent have economised on essentials to meet mortgage or rent payments* One in five Australians are struggling to keep up with mortgage or rental payments* 23 per cent of mortgage holders would have difficulty keeping up repayments if interest rates increased by two percentage points* 68 per cent of those not in the housing market are concerned they will never be able to afford a home* 77 per cent do not expect their families to give any financial support towards buying a home* 51.7 per cent support the removal of tax incentives such as negative gearing and the capital gains discount, but 27 per cent of investors strongly oppose their removal* 83 per cent support or strongly support first homeowner grants(Source: ANUpoll) A new ANU poll shows 18 per cent of Australians constantly struggle to pay their mortgage.THE great Australian dream might not be all it’s cut out to be with one in five of us struggling to keep up with mortgage or rental payments, a new survey has found.The findings of the latest annual Australian National University poll show 18 per cent of Australians constantly struggle to pay their mortgage, while two per cent say they’ve fallen behind in repayments.The survey of 2500 people in March this year found 23 per cent of mortgage holders would have difficulty keeping up with repayments if interest rates increased by two percentage points.Video Player is loading.Play VideoPlayNext playlist itemMuteCurrent Time 0:00/Duration 0:51Loaded: 0%Stream Type LIVESeek to live, currently playing liveLIVERemaining Time -0:51 Playback Rate1xChaptersChaptersDescriptionsdescriptions off, selectedCaptionscaptions settings, opens captions settings dialogcaptions off, selectedQuality Levels720p720pHD540p540p360p360p270p270pAutoA, selectedAudio Trackdefault, selectedFullscreenThis is a modal window.Beginning of dialog window. Escape will cancel and close the window.TextColorWhiteBlackRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentBackgroundColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentTransparentWindowColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyTransparentSemi-TransparentOpaqueFont Size50%75%100%125%150%175%200%300%400%Text Edge StyleNoneRaisedDepressedUniformDropshadowFont FamilyProportional Sans-SerifMonospace Sans-SerifProportional SerifMonospace SerifCasualScriptSmall CapsReset restore all settings to the default valuesDoneClose Modal DialogEnd of dialog window.This is a modal window. This modal can be closed by pressing the Escape key or activating the close button.Close Modal DialogThis is a modal window. This modal can be closed by pressing the Escape key or activating the close button.PlayMuteCurrent Time 0:00/Duration 0:00Loaded: 0%Stream Type LIVESeek to live, currently playing liveLIVERemaining Time -0:00 Playback Rate1xFullscreenHousehold Debt00:51It backs up recent figures by Digital Finance Analytics, which found an estimated 1000 Australian households a week are expected to face mortgage default over the next 12 months.The report reveals one in four households nationwide are in mortgage stress, including 139,000 in Queensland. Mount Pleasant in Mackay is one of the worst hit postcodes in Queensland for mortgage stress. Picture: Rob MaccollOne of the worst hit postcodes in the state is Mount Pleasant in Mackay, where 244 households are at risk of mortgage default and as many as 3600 are in mild mortgage stress.Benowa, which includes the suburbs of Surfers Paradise and Main Beach, on the Gold Coast is also struggling, with 119 households in severe mortgage stress and more than 150 facing default.